<div>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="566">
<tbody>
<tr>
<td height="30"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="566">
<tbody>
<tr>
<td valign="top" width="343">
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="100%"><font style="COLOR:#58595b;FONT:12px Arial;"></font>
<table>
<tbody>
<tr>
<td height="15"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#ed1c24;FONT:18px Arial;" size="2">Your statement </font>
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#58595b;FONT:12px Arial;" size="2">Attached is your electronic statement for December. </font>
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1" width="100%"><font size="2"> </font></td></tr>
<tr>
<td width="100%">
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#58595b;FONT:18px Arial;" size="2">Your security </font>
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#58595b;FONT:12px Arial;" size="2">The additional verifications were added to help prevent<br>online fraud. Information only known to you is<br>displayed on your eStatement; so that you know the<br>statement was sent by Absa. </font>
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#58595b;FONT:12px Arial;" size="2">The Striata Reader that you use to open your secure<br>statements further ensures the highest levels of<br>security. You can download the reader by seeing the<br>easy step by step instructions below. </font>
<table>
<tbody>
<tr>
<td height="10"><font size="2"></font></td></tr></tbody></table></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1" width="100%"><font size="2"> </font></td></tr>
<tr>
<td width="100%">
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#58595b;FONT:18px Arial;" size="2">Contact us </font>
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#58595b;FONT:12px Arial;"><font size="2">For more information, contact </font><a rel="nofollow" style="TEXT-DECORATION:none;COLOR:#ed1c24;" target="_blank" href="https://us-mg6.mail.yahoo.com/neo/b/compose?to=officialemail@absa.co.za&subject=eStatements%20Enquiry" name="151acc3a41a2f149_"><font size="2">officialemail@absa.co.za</font></a><font size="2"> or the call centre on <b>0860 111 123</b>. </font></font>
<table>
<tbody>
<tr>
<td height="10"><font size="2"></font></td></tr></tbody></table></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td bgcolor="#f2f2f2" height="7" width="343"><font size="2"></font></td></tr>
<tr>
<td width="343">
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td bgcolor="#f2f2f2" width="7"><font size="2"></font></td>
<td align="center" valign="middle" width="104">
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td align="center" height="102" valign="middle" width="102"><font size="2"><img class="yiv7109839384CToWUd" style="DISPLAY:block;" alt="eSTATEMENT QRBANNER - COVER" src="https://ci3.googleusercontent.com/proxy/ll7QJOKC3yTwTNY4Uw-NMOftkDa4K2DWaW0k5qT3IqEf_ashW0Il-iYBXhX14AKRvF-GHTyU0ZcgD8bEEl3rEy8xfNmmYo5c7X4vwqs98k7yiWil=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/qr.jpg" border="0" height="83" width="84"></font></td></tr></tbody></table></td>
<td bgcolor="#f2f2f2" width="20"><font size="2"></font></td>
<td bgcolor="#f2f2f2" width="225"><font style="COLOR:#ed1c24;FONT:16px Arial;" size="2">Absa Mobile Banking App <br></font>
<table>
<tbody>
<tr>
<td height="3"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#666768;FONT:12px Arial;" size="2">Please scan this<br>quick response code<br>to download </font></td></tr></tbody></table></td></tr>
<tr>
<td bgcolor="#f2f2f2" height="7" width="118"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="20"><font size="2"></font></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1" width="100%"><font size="2"> </font></td></tr></tbody></table></td>
<td width="20"><font size="2"></font></td>
<td valign="top" width="203">
<table align="center" bgcolor="#f2f2f2" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="15"><font size="2"></font></td>
<td width="188">
<table align="center" bgcolor="#f2f2f2" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="16" width="188"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#f2f2f2" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="29" width="29"><font size="2"><img class="yiv7109839384CToWUd" style="DISPLAY:block;" alt="" src="https://ci5.googleusercontent.com/proxy/k-N6DoWt9d_zfnSzRJUkEcN5e6sUU8aJeJmcB1aOUNk6pFQuz1gA82chwiFU_UYqkhxK9i9i2ubCJ7E3tCuETD5Tf2ky2vg21LdEfz5U2OhhQAuCveT53Da3cFv5IUJi=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/absa_img_10_03.jpg" border="0" height="29" width="29"></font></td>
<td height="29" width="13"><font size="2"></font></td>
<td height="29" width="146"><font style="COLOR:#58595b;FONT:12px Arial;"><font size="2"><b>eStatement<br>verification</b> </font></font></td></tr></tbody></table>
<table align="center" bgcolor="#f2f2f2" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="8" width="188"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#f2f2f2" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="24" width="70">
<table align="center" bgcolor="#f2f2f2" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="24" width="70"><font style="COLOR:#58595b;FONT:12px Arial;"><font size="2"><b>Account:</b> </font></font></td></tr>
<tr>
<td height="24" width="70"><font style="COLOR:#58595b;FONT:12px Arial;"><font size="2"><b>ID Number:</b> </font></font></td></tr></tbody></table></td>
<td height="24" width="103">
<table align="center" bgcolor="#f2f2f2" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td align="right" height="24" width="103"><font style="COLOR:#58595b;FONT:12px Arial;" size="2">***************0 </font></td></tr>
<tr>
<td align="right" height="24" width="103"><font style="COLOR:#58595b;FONT:12px Arial;" size="2">*************0 </font></td></tr></tbody></table></td>
<td height="48" width="15"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#f2f2f2" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="8" width="188"><font size="2"></font></td></tr></tbody></table></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="20"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="399" width="203"><a rel="nofollow" target="_blank" href="https://esdtracking2.absa.co.za/w/c?268515707-2212-vrswipecc_7BB8E370_MISS%20NF%20NDUNGANE_inboxmeyourdrop@gmail.com" name="151acc3a41a2f149_vrswipecc"><font size="2"><img class="yiv7109839384CToWUd" style="DISPLAY:block;" alt="eSTATEMENT VBANNER - COVER" src="https://ci3.googleusercontent.com/proxy/gcRhbZwiS3XVwBZduUfDsblAEukQ26SceKZg2diKdYFmZBXoW1NOm5LtTo-yTX-94MRu-j5LGKOmSNKqr8jVRf7xMmG1epgRmEeJw29sHcQ=s0-d-e1-ft#http://img.striata.com/Absa/esd/2015/nov/VBswipecc_eng.jpg" border="0" height="399" width="203"> </font></a></td></tr></tbody></table></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="20"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="29"><font size="2"><img class="yiv7109839384CToWUd" alt="" src="https://ci3.googleusercontent.com/proxy/Gez0armedygbG0oMRg3m6f3R1yC87HrF9Ofla0Au4cvHviUJ1Ro5dIDnu_eUvI8J1RWbIudjm7FTlDsdC2z_-S0rw-t70aO3Bh3K2DanGwVDxbyoVz2x6SbJTw=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_03.jpg" height="29" width="29"></font></td>
<td width="15"><font size="2"></font></td>
<td width="522"><font style="COLOR:#58595b;FONT:18px Arial;" size="2">Opening your statement </font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="10"><font size="2"></font></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1"><font size="2"> </font></td></tr>
<tr>
<td height="10"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="29"><font size="2"><img class="yiv7109839384CToWUd" alt="" src="https://ci6.googleusercontent.com/proxy/_o9oWH25SjX3ucP0JV-ZX7KUVhwp1X41S_DmAZ_-JezHcszSla7l9YLBLjnmmRVIiryy9ZvG3sfR3fJfs4iATU6PXqRpnMESlOd_w8mbdND1kmDVVhZqqEY8QQ=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_06.jpg" height="29" width="29"></font></td>
<td width="15"><font size="2"></font></td>
<td width="522"><font style="COLOR:#58595b;FONT:12px Arial;" size="2">Connect to the Internet </font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="10"><font size="2"></font></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1"><font size="2"> </font></td></tr>
<tr>
<td height="10"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="29"><font size="2"><img class="yiv7109839384CToWUd" alt="" src="https://ci5.googleusercontent.com/proxy/lIWwIC6n_BI3MdeeqgR6luhjB6uDHgp2vLjjs0KGZF15-9Pv_iYOZfLI8X5t4l80t6Yg_V_vPhNmoRm9RQdIDjxw4X9GyzspQFxn-B3E5_nJsFnzc-5P0I0LXg=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_08.jpg" height="29" width="29"></font></td>
<td width="15"><font size="2"></font></td>
<td width="522"><font style="COLOR:#58595b;FONT:12px Arial;"><font size="2">Download the Reader: Go to </font><a rel="nofollow" target="_blank" href="http://striata.com/download"><font size="2">striata.com/download</font></a><font size="2"> and click on '<font style="COLOR:#ed1c24;">Download</font> Striata Reader'. </font></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="10"><font size="2"></font></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1"><font size="2"> </font></td></tr>
<tr>
<td height="10"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="29"><font size="2"><img class="yiv7109839384CToWUd" alt="" src="https://ci3.googleusercontent.com/proxy/KEBAfowHJfIRsFdWmlKGs8uNbwlIqKTsLdToQ3GiuWbteT_DzKwJKiyEqOokHG-1GYirRzUBycu10uv7qhdac-tbZHjABiRwZSc4HIfa1BYy4wJG_8Sf8iX4VQ=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_10.jpg" height="29" width="29"></font></td>
<td width="15"><font size="2"></font></td>
<td width="522"><font style="COLOR:#58595b;FONT:12px Arial;" size="2">Select 'Open/Run'. If no 'Open/Run' option is given, select 'Save' and then 'Open'. </font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="10"><font size="2"></font></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1"><font size="2"> </font></td></tr>
<tr>
<td height="10"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="29"><font size="2"><img class="yiv7109839384CToWUd" alt="" src="https://ci4.googleusercontent.com/proxy/WVvG7NNzqTm-SmSEX-FYiVdk4T_P2HmPhN0t2gPSAFGjEWqDdyB2LuZi5FTfFn_tlxbponX18oNfZrBVp4nAfURanaQoS6RxMfA-gi3smd3hninN5du8ty3V6w=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_12.jpg" height="29" width="29"></font></td>
<td width="15"><font size="2"></font></td>
<td width="522"><font style="COLOR:#58595b;FONT:12px Arial;" size="2">The Reader is now installed. Select 'Ok' to close the 'install confirmation' dialogue box. </font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="10"><font size="2"></font></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1"><font size="2"> </font></td></tr>
<tr>
<td height="10"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="29"><font size="2"><img class="yiv7109839384CToWUd" alt="" src="https://ci6.googleusercontent.com/proxy/HHKqRZL1_mI6Qa0QIrlqF0lxI6RWeeWIWjjgHZEzp74njM8HhYbfhO8eatI-x07Yob1jjut5FNmeRQOcMUI1UM8__FH40MwxXS9ntjIXO8tUKMZHwqXe6APtfQ=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_14.jpg" height="29" width="29"></font></td>
<td width="15"><font size="2"></font></td>
<td width="522"><font style="COLOR:#58595b;FONT:12px Arial;" size="2">Double-click on the encrypted attachment. You will be prompted to type in a password. </font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="10"><font size="2"></font></td></tr>
<tr>
<td style="FONT-SIZE:1px;LINE-HEIGHT:1%;" bgcolor="#cccccc" height="1"><font size="2"> </font></td></tr>
<tr>
<td height="10"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td width="566">
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#ed1c24;FONT:18px Arial;" size="2">On the move </font>
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#58595b;FONT:12px Arial;" size="2">Do you view your statements on your mobile device? Simply install the latest Striata Reader App from the App Store. </font>
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="30" width="94"><font size="2"><img class="yiv7109839384CToWUd" style="DISPLAY:block;" alt="AVAILABLE ON SAMSUNG APPS" src="https://ci3.googleusercontent.com/proxy/wUqiwDHZZKW4YrrNlxfP9itsJLrbbTLZTmseExc0kL21Ev1cyxVAu3yDp0uk_s_6vVTqL7uK93vvf40VacWV-yITrTa-VykOD_YchXNRoFnk1_0CF5E2Yva6Xg=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_16.jpg" height="30" width="94"></font></td>
<td height="30" width="10"><font size="2"></font></td>
<td height="30" width="87"><font size="2"><img class="yiv7109839384CToWUd" style="DISPLAY:block;" alt="ANDROID APP ON GOOGLE PLAY" src="https://ci4.googleusercontent.com/proxy/_zkBeSBaU6371cdiUxAzcZrcWE4pG3r4ISDQzIjut4n0IfMKgFbvo_Pp0XJlZfWLaFeywdzG0DWeDKH_sFiP7QJ5qtTMBRoc0ENcwzYFIx3A-pEF7F86rx-22Q=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_18.jpg" height="30" width="87"></font></td>
<td height="30" width="11"><font size="2"></font></td>
<td height="30" width="90"><font size="2"><img class="yiv7109839384CToWUd" style="DISPLAY:block;" alt="AVAILABLE ON THE APP STORE" src="https://ci5.googleusercontent.com/proxy/yM-esW_42WbWCEcQmoLcCC4hxe5nJuA2crhQDLbzOsGtDnlN41YPWwVzQ_QaEwJYgMB02de4kkQnZ4SAVBgTMonAqc0VXPy3jcviJd2xTIu8xXnCFg4l3PL2Og=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/images_20.jpg" height="30" width="90"></font></td>
<td height="30" width="288"><font size="2"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="104" width="566">
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table><font style="COLOR:#58595b;FONT:12px Arial;" size="2">A mobile-compatible account summary of your eStatement is also attached to this email if you prefer to view it on your mobile device. <br><br>Yours sincerely<br>Digital Channels </font>
<table>
<tbody>
<tr>
<td height="5"><font size="2"></font></td></tr></tbody></table></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td height="150" width="566"><a rel="nofollow" target="_blank" href="https://esdtracking2.absa.co.za/w/c?268515707-2212-hbsendrec_7BDA36BA_MISS%20NF%20NDUNGANE_inboxmeyourdrop@gmail.com" name="151acc3a41a2f149_hbsendrec"><font size="2"><img class="yiv7109839384CToWUd" style="DISPLAY:block;" alt="eSTATEMENT HBANNER - COVER" src="https://ci5.googleusercontent.com/proxy/wSrLCypHjCBmf91who15_mJUbAOnZxxIZPjbJ5rJyYk8K1YHActCWQ10OVuyhi7DLkw-seySP97ZTpL43GmOVr_f3YkVozCf2RbMdtlf=s0-d-e1-ft#http://img.striata.com/Absa/esd/2015/nov/sendrec_eng.jpg" border="0" height="150" width="566"> </font></a></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td align="left" height="100" width="228"><font size="2"><img class="yiv7109839384CToWUd" style="DISPLAY:block;" alt="MEMBER OF BARCLAYS" src="https://ci4.googleusercontent.com/proxy/mcD-pSbf4hLMgznrKBXTGT8JGGRVRb85SdUsyhgIeKfU6gzT2w6DpMCZSnkDtlnqpHJgBRCySu3GhhKiha0DrBhzwXIhaLX4hH9sM22npBG6WjetgipVSRse=s0-d-e1-ft#http://img.striata.com/Absa/esd/2014/october/2014_10_27/barclays.jpg" height="81" width="228"></font></td></tr></tbody></table>
<table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td align="left" height="35" valign="top" width="566"><font style="COLOR:#646464;FONT:9px Arial;" size="2">Absa Bank Ltd Reg No 1986/004794/06 Authorised Financial Services Provider Registered Credit Provider NCRCP7 </font></td></tr></tbody></table></div>